Let's Find the Right Loan for You!

No matter where you are in your homeownership journey - whether you're a first-time buyer, upgrading, or refinancing - I've got mortgage options tailored to your financial goals and credit profile!

Conventional Loans - Ideal for buyers with strong credit

  • Minimum Credit Score: 620

  • As little as 3% down for first-time buyers

  • No upfront mortgage insurance - Save on costs!

  • Great for borrowers with stable income & strong credit history

  • Option to waive escrow with 20% down - More control over payments

FHA Loans - Perfect for first-time buyers & those with lower credit

  • Credit scored as low as 550 accepted

  • Only 3.5% down with a 580+ credit score

  • 10% down for scores between 550-579

  • Flexible debt-to-income ratios - More room to qualify!

  • Gift funds allowed for down payment & closing costs

Bonus Perks

  • Down Payment Assistance Programs available - Ask me how!

  • Fast Pre-Approval Process - Get a head start on home shopping.

  • Refinance Options Available - Lower your rate or cash out equity.

  • Expert Guidance Every Step of the Way - I'll make the process smooth & stress-free!

Let's Make Your Homeownership Goals a Reality!

Your dream home is within reach, and I'm here to help you find the right loan to make it happen!


📩 Contact Claudia today for personalized consultation!

Office: 74967 Sheryl Avenue Palm Desert, CA 92260

First West Financial, NMLS: 252853

Call: 760-275-3281

NMLS: 301874

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